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🏡 Think you can’t afford a home? Think Again
Everything You Need to Know to Buy Your First Home in Central Florida — Without the Stress
Brandon Garcia
April 16, 2025
Hey there, 👋
I’m Brandon — a local real estate agent here in Central Florida. Whether you’re looking to buy, sell, rent, or invest — this newsletter will help you move smarter.
Each week, I’ll break down market trends, smart tips, and real insights to help you stay ahead of the game.
🔐 In Today’s LockDown:
📋 10 Steps to Buying Your First Home in Florida
💰 Little-Known Down Payment Assistance Programs (FREE MONEY)
🧠 Expert Tips to Avoid Common First-Time Buyer Mistakes
💡 How to Know If You’re Financially Ready to Move
💸 How Much Money Do You Really Need to Buy a Home?
💭 Brandon’s Breakdown
🧭 10 Steps to Buying Your First Home in Florida
Embarking on the journey to homeownership can be overwhelming, but breaking it down into manageable steps can make the process smoother:
Assess Your Finances: Review your credit score, debt-to-income ratio, and savings. A higher credit score can lead to better mortgage rates.
Determine Your Budget: Consider all costs, including mortgage payments, property taxes, insurance, and maintenance.
Get Pre-Approved for a Mortgage: This shows sellers you're a serious buyer and helps you understand how much you can afford.
Research First-Time Homebuyer Programs: Florida offers various programs to assist with down payments and closing costs.
Find a Real Estate Agent: An experienced agent can guide you through the process and help you find the right home.
Start House Hunting: Focus on homes within your budget and desired location.
Make an Offer: Work with your agent to make a competitive offer based on market conditions.
Schedule a Home Inspection: Ensure the property is in good condition and identify any potential issues.
Secure Homeowners Insurance: This is typically required before closing on a home.
Close on Your New Home: Review all documents carefully and complete the final steps to become a homeowner.